I'm so glad I got circumcised
I (M29) had phimosis for a number of years and finally decided to get circumcised last year. I was worried about loss of sensitivity, that it wouldn't look good and that I'd regret the decision, which is why I kept putting it off. About 9 months later I couldn't be happier with my decision to finally go ahead with it. I don't think the cut will ever look perfect as an adult but I'm pretty happy with the way mine turned out. I still have enough loose skin left that there's some motion during masturbation and sex. And everything feels so much better. I'm sure there is probably some loss in sensitivity, but actually being able to touch the head during sex is infinitely better than having uncomfortable tight foreskin. I got mine done in the UK on the NHS and I only had to wait about 2 months for the operation and all the medical staff I spoke to were super helpful and answered all of my questions.
So if anyone is in a similar situation that I was, I'd encourage you to just book an appointment with your doctor and discuss options.