Canadian here My man is 57, I am 32. He had a super hard life as an orphan , never taught by foster family how to sign up for school or have savings- they only acted as landlords basically giving him room and food ( no Christmas nothing .. they had kids to care for and neglected him). He was on disability living simple life when I met him- people assumed he was rich due to past model career but that was all taken .. long story short ….and he’s been a landscaper since making under 20k .
I am an orphan too...we have NOBODY other than each other. Please do not judge unless you yourself been through this life...it's easy to judge on the outside, and ignorant comments not appreciated.
I’m def not w him for the money because there was nothing more than 20k when we met in his account- he’s a very good man that just needed guidance. But since being together, I really helped shape his business and now he makes 60k + annually growing more- he listened to me and put in all the work…. and now going to school for nursing ( yes at 57!) ….he’s super fit and looks 40 max. 
He has zero retirement savings as he had no clue how to do anything really , and was always just surviving day to day from mental health past and loss / death of loved ones and their families taking what little savings he had… but I feel that with nursing and my help we can really have time to build things up from zero in a short span of a decade even....
I don’t see him dying by his late 70s at all… so life insurance seems kind of pointless to be getting and him not dying by 70s and premiums being way too high for 80 and 90-year-olds… I don’t want to be investing in life insurance for the insurance company only to keep it because he survived lol…
I rather have a savings or a low risk investment type of account- that seems to benefit better both of us - in case I die before. Does anyone else have any recommendations of what I can do to secure both our lives. I really want to have a baby with this man, but I lived through trauma and so did he, and I will not make the mistake again like my mom did of having children and not financially secure. 
Our goal is to buy a home without a mortgage. We are very frugal and willing to save up cash and can’t stand renting - but lucky he has cheap enough rent so we are staying here and stacking up … he wants something for me to have if he passes and if we have kids also obviously not stuck renting.
We are both ready and willing to learn and put in the effort. He just had a late start, and isolating life so uneducated of this ..he had lots of trouble advocating for himself till I met and helped him...hence being screwed over in the past from his former gf family. I will not tolerate rude comments, only helpful comments. he’s always been there for me always supportive of all my dreams and businesses and I just am trying to help me and him secure a good future. He shares every last penny with me, and been there for me like nobody has even been in my past.
PS - his dream is to become a travel nurse in the US, or internationally… if Canada isn’t enough $$$. So take that into consideration if you might have any advice financially for us. Love this forum and good helpful folks .